How to find the best rate? The total cost of credit.How to find the best rate? The total cost of credit.

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The Annual Effective Annual Rate (APR) is the interest rate that directly influences the total cost of credit. A percentage rigorously framed by the law which owes its qualifier of “total” to the fact of covering at the same time the basic interest rate, the operating costs of the bank and the insurance premiums associated […]

Data in BIK and improvement of credit history – Fast cash loans blog about financesData in BIK and improvement of credit history – Fast cash loans blog about finances

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When making a decision to grant a bank, banks pay more than just the amount and regularity of a client’s earnings. The second very important parameter is the so-called credit history. It consists of data from the BIK and KRD databases, which the bank thoroughly analyzes before issuing a loan decision. What impact do we […]