The Annual Effective Annual Rate (APR) is the interest rate that directly influences the total cost of credit. A percentage rigorously framed by the law which owes its qualifier of

When making a decision to grant a bank, banks pay more than just the amount and regularity of a client's earnings. The second very important parameter is the so-called credit history. It consists of

If the spouses took the loan together, they still have to pay it back even after the divorce. A loan is a joint and several liability.   Credit loan or loan for two? If we decide to take a